ChatGPT Wallet (agent payments in dots)

OpenAI's ChatGPT Wallet lets its dots agents complete purchases using payment tokens instead of real card numbers, starting with US ChatGPT Pro subscribers.

Built with American Express, Mastercard and Visa, the wallet stores eligible US-issued cards once; at checkout the agent pays with a network token, so neither the agent nor the merchant sees the card number. Every purchase needs a security check such as Face ID or a fingerprint after the user reviews the items and total. It is rolling out in limited form to ChatGPT Pro subscribers 18 and older in the US; OpenAI says spending limits and pre-approved categories come later.

Status

Released

Date

Nov 13, 2026 (rolling out to US ChatGPT Pro)

Maker

OpenAI

Type

Software

Price

Included with ChatGPT Pro (US)

Categories

AI

Sources

• OpenAI
• TechCrunch

Launch dates can change. Check the sources for the latest. Last reviewed Nov 14, 2026.